Personal Loan Rates
| APR* | Alert Me | |
|---|---|---|
| Visa Platinum | 7.25% | Receive a notification when this rate changes | 
| Visa Classic | 11.25% | Receive a notification when this rate changes | 
| Limits for Visa Platinum: $25,000 maximum based on credit history.
 Limits for Visa Classic: $5,000 maximum based on credit history. *APR = Annual Percentage Rate.  | 
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| APR as low as* | Alert Me | |
|---|---|---|
| Personal Loan | 6.89% | Receive a notification when this rate changes | 
| Personal Line of Credit | 11.90% | Receive a notification when this rate changes | 
| Rates are accurate as of specified date and are subject to change without notice.
 *APR = Annual Percentage Rate. Actual rate is based on applicant's credit history  | 
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| APR as low as* | Alert Me | |
|---|---|---|
| Fixed Rate | 7.00% | Receive a notification when this rate changes | 
| Rates are accurate as of specified date and are subject to change without notice.
 *APR = Annual Percentage Rate. Actual rate is based on applicant's credit history  | 
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| APR as low as* | Alert Me | |
|---|---|---|
| Fixed Rate | 4.00% | Receive a notification when this rate changes | 
| *APR = Annual Percentage Rate. | ||
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| APR as low as* | Alert Me | |
|---|---|---|
| Fixed Rate | 2% Over Stated Rate | Receive a notification when this rate changes | 
| *APR = Annual Percentage Rate. | ||
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| LIBOR Rate* | Loan Margin** | Alert Me | |
|---|---|---|---|
| Variable Rate | 0.77% | 3.00% - 9.20% | Receive a notification when this rate changes | 
| Fixed Rate | Not Applicable | 4.78% - 10.98% | Receive a notification when this rate changes | 
| Rates are accurate as of specified date and are subject to change without notice.
 *The LIBOR Rate adjusts quarterly on the first day of January, April, July and October. We use the average of the 3-Month LIBOR, as reported by the Wall Street Journal on the 1st of each month, for the last three months preceding the adjustment date. **The loan margin you pay will be determined after you apply. Actual margin is based on the applicant's credit history.  | 
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| LIBOR Rate* | Loan Margin** | Alert Me | |
|---|---|---|---|
| Variable Rate | 0.77% | 2.45% - 5.80% | Receive a notification when this rate changes | 
| Fixed Rate | Not Applicable | 4.75% - 8.00% | Receive a notification when this rate changes | 
| Rates are accurate as of specified date and are subject to change without notice.
 *The LIBOR Rate adjusts quarterly on the first day of January, April, July and October. We use the average of the 3-Month LIBOR, as reported by the Wall Street Journal on the 1st of each month, for the last three months preceding the adjustment date. **The loan margin you pay will be determined after you apply. Actual margin is based on the applicant's credit history.  | 
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| Term | APR as low as* | Alert Me | 
|---|---|---|
| 5 Year Fixed | 7.99% | Receive a notification when this rate changes | 
| 10 Year Fixed | 7.99% | Receive a notification when this rate changes | 
| 15 Year Fixed | 8.49% | Receive a notification when this rate changes | 
| Rates are accurate as of specified date and are subject to change without notice.
 *APR = Annual Percentage Rate. Actual rate is based on applicant's credit history  | 
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| Maximum Loan to Value | Maximum Term | APR as low as* | Loan Limits | Alert Me | 
|---|---|---|---|---|
| 80% | 5 Years | 6.09% | Min $5,000; Max $250,000 | Receive a notification when this rate changes | 
| 80% | 10 Years | 6.59% | Min $5,000; Max $250,000 | Receive a notification when this rate changes | 
| 80% | 15 Years | 6.79% | Min $5,000; Max $250,000 | Receive a notification when this rate changes | 
| Rates are accurate as of specified date and are subject to change without notice. Closing costs ranging from $0–$1,000 may be charged for a Home Equity loan.
 *APR = Annual Percentage Rate. Actual rate is based on applicant's credit history  | 
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