Certificates

Special Offer: 11 Month Term Certificate*

5.00% APY**

Take advantage of this limited time offer today and save!

*Minimum opening balance is $1,000. A penalty may be imposed for early withdrawal. **Annual Percentage Yield (APY) as of 9/20/2023. Subject to change.

Our Certificates offer an easy way to save for the future! With guaranteed returns, low risk, and a variety of terms, the choice is yours. Open one today!

We offer both savings and IRA Certificates with terms ranging from three months to five years. When compared to a regular savings account, Certificates earn a higher dividend rate.

Features

  • Deposit options starting as low as $1,000
  • Certificate Secured Loans available
  • Tiered rate structure on all terms
  • Dividends are compounded quarterly

Youth and Teen Certificates

If you're looking to put money aside for a child's future use, we offer both Youth and Teen Certificates with very favorable rates. The minimum deposit is $100, and you are able to add on to the CD in increments as many times as you'd like, with a minimum of $100 each time.

 

Youth Certificates

The Youth Savings Certificate is available for members age 0-12. The minimum deposit is $100, with an account maximum of $5,000. The certificate matures on the child’s 13th birthday.

Teen Certificates

The Teen Savings Certificate is available for members age 13-17. The minimum deposit is $100, with an account maximum of $8,000. The certificate matures on the teen’s 18th birthday.