Certificates
3.90% APY* - 10 Month Certificate Special Offer
Take advantage of this limited time offer today and save!
*Annual Percentage Yield (APY) as of 3/25/2025. Limited time offer. Rate subject to change. Minimum opening balance is $1,000. A penalty may be imposed for early withdrawal.
Our Certificates offer an easy way to save for the future! With guaranteed returns, low risk, and a variety of terms, the choice is yours. Open one today!
We offer both savings and IRA Certificates with terms ranging from three months to five years. When compared to a regular savings account, Certificates earn a higher dividend rate.
Features
- Deposit options starting as low as $1,000
- Certificate Secured Loans available
- Tiered rate structure on all terms
- Dividends are compounded quarterly
Youth and Teen Certificates
If you're looking to put money aside for a child's future use, we offer both Youth and Teen Certificates with very favorable rates. The minimum deposit is $100, and you are able to add on to the CD in increments as many times as you'd like, with a minimum of $100 each time.

Youth Certificates
The Youth Savings Certificate is available for members age 0-12. The minimum deposit is $100, with an account maximum of $5,000. The certificate matures on the child’s 13th birthday.

Teen Certificates
The Teen Savings Certificate is available for members age 13-17. The minimum deposit is $100, with an account maximum of $8,000. The certificate matures on the teen’s 18th birthday.